Thursday, March 21, 2013

The tainted glass of Life



The cloud is too enormous and the silver lining is far for being reachable
The darkness of the tunnel has blinded the eyes the hope of seeing light is a delusion
Life is far from being perfect
Tears of joy and sorrow are all salty in taste ..
Pain of separation or stigma of faking symphony
The crying demands or the hollowness of bonds echoes more?
The reflection of self or the see through of the naked window don’t know which is more shameful
Life is far from being complete because the needle to freedom is lost in a haystack
Loyalty to your dreams or the nearness to that smacking grin?
Screaming out in disgust or disguising the blame?
Playing with life or let yourself be played like a puppet?
Placing the bricks or plastering yourself to the death

Saturday, March 16, 2013

Insider Trading for Dummies

I prepared these slides for a school presentation and hopefully will be useful for someone else.

https://docs.google.com/file/d/0B72ITuQlOg3sbjgwZ3hoQy12d3M/edit?usp=sharing

Friday, January 11, 2013

India " The Land of Rapists"



The  land of snake charmers has now  has taken a step  ahead now it’s a land of Rapists where every man is a  poisonous snake inside. I wanted to write something but the whole incident has moved me from inside I knew it was coming I could see it coming and like a nightmare it has finally hit us. Women in India not safe the everyday every big newspaper seems to say the same story sorry the same fact but is it something new??? Can you find a single girl in your neighborhood who was never sexually harassed leave aside never maybe multiple times.
India shining yes a myth which is sold to the global markets and if not that mesmerize people with our glittery culture. CULTURE!! Yes did I Say that? Not letting people have privacy, no respect for women, beating up children and the list is non-exhaustive. Unlike our Bollywood movies where actresses in bikinis and dancing with male friends till late night is made to show an India which does only exist for the sons and daughters of the privileged .What about the rest ?? Have u asked yourself what went wrong are we really that savage of a nation???Are the guys we had grown up with so sick?? The answer lies in our education which only is a medium to make you partially employable and fully non-human. Be it parents or the teachers everyone is responsible men and woman are  kept separate like  farm animals  the hush hush around sex and the guys having their  sex education  mind it not from a class, teachers leave aside parents but from porn movies and illicit magazines and yes at times from leaked MMS ( you see the real stuff) yes that is Indian education. I remember in my 7th grade the whole chapter on reproductive system was discarded because our esteemed Biology teacher thought it was adult stuff remember the stuff was some pictures of our organs yes our body which God has given us and we are made to be ashamed of it .These are all stories for people like me who are somewhat from a middle class family with more or less educated parents. So our esteemed ministers, khaps and religious gurus decided rather than changing our education and society let’s try to control the hormones of our men by covering  our girls because our men ( educated or not) can’t bear the sight of a girl in  skirt and turn into rapists ( logical).if that is not enough take away their mobiles take away their right to speak ,eat ,drink, sleep and live.
Indian women if are not killed in the mother’s womb (parents are normal) will be killed by the in-laws and if everything goes right will be brutally raped and killed. Do you think all these can be changed my stronger laws yes maybe to a certain extent but a healthy society doesn’t need a police ( who again happens to be a man likely)to be standing at every corner of a street to  control us .Remember the Assam incident a girl walked out of the pub at 10 pm and was striped in public why ?? what amazes me is I thought criminals are like standalone individuals so how could 50 people gather in the crowd what made them come so voluntarily for such  a sick job. Had a man met an accident would they have come with so much zeal?? So imagine what kind of a society we belong to…
I never wanted to write all these but last few incidents made me write this . Many times I was asked by my friends what happened in India with the girl and I felt ashamed telling them  though it is one of the most painful and brutal incident there are innumerable incidents happening in India  and that dnt try to go there alone. After years of struggling for freedom we were supposed to work towards glory we had almost broke the myth of “ India  the land of snake charmers” but this time we are slammed with a more realistic name “ India the land of Rapists”.

Thursday, September 13, 2012

The legacy


There are people of my age who run companies, countries are billionaires and yes last but not the least have 2 kids to take to school . Yes people much younger to me are doing all these too with full ease and enthusiasm .Some of the most successful people of my age come from the poorest and the richest affluent part of the society, they come from families which are well knitted with high moral values and families where the kids have seen their mothers being beaten by their drunk fathers and some were not lucky enough to see a father because their fathers had deserted them.
Need not to be successful even the normal common men and woman like us had different kinds of parents. From the caring ones to parents who would actually never took attention to what you were doing.Parents who would actually never accept you talking to your opposite sex to parents who would actually give you your first sex education.
The world is not an ideal place to live and there is nothing perfect so are not the kids not their parents. People are proud of their parents because that’s natural they are the first adults you look up to.we follow our parents their personality traits their behavior what not. I remember my mother telling me how I had actually shaved of my eyebrows as a kid with my father’s shaving blades. We act like those monkeys who would imitate you no matter what you do.we gradually grow up and become this rebels at home in our adolescence trying to break rules fighting for any and every reason than comes the adulthood when the storm settles and we slowly evolve into individuals with opinions ,ideas and principles.
But all above facts don’t hold true for everyone especially in our society where parents are not able to give away their hold over children and in some cases the kids want to shelter themselves under their parents forever. It’s a common trend and belief that a guy looks for a mother in his wife and a gal her father and that’s true for most of the human beings.
Have you ever thought the life of a man who had been replaced by her father in her life god take mercy on that poor fella from running around with her shopping bag to paying her bills from running errands for her to carrying her to her every relatives party she wants to attend everything is so father like and the end of it that beautiful girl u had fallen in love with her sensibility her wisdom her understanding is all lost and you are now playing the oh so happening life of a babysitter atleast their life is better because they are paid well and can take leaves.
No comes the mama’s boys the guys who have never places their half-eaten food into the trash or washed their clothes (in some cases their undergarments) why because they had been thought as handicapped kids or adults who needs constant guidance. Imagine a girl getting married to such a guy I mean it’s a nightmare.
Parents are as human as we are they feel the way we do they are human beings made out of flesh and blood .they can be right or wrong .good or bad don’t take them as the yardstick to measure your spouse teachers even your in laws .Grow up and accept your life as an adult don’t complaint that my mother wanted a big fat wedding so I am bankrupted these are lame excuses for people who don’t know what they want to do in life. If you are right make them understand if you are a human they are too if you can commit mistakes they can as well. No need to god worship them love them respect them don’t make them an excuse for what you couldn’t achieve. Women don’t torcher your husband saying that I am a daddy’s daughter and start spending your husband money that guy is someone’s son too. Be what you are because we all are a part of a parents already no need to be a clone J.

Sunday, September 9, 2012

INDIA in a state of Transit



Original Source
Growing up in a nation of mixed Economy and a state ruled by a communist party for 3 decades.I could hardly decide or rather understand the practical implementations of a capitalist or an communist economy. With the opening up of the economy in the 90’s and the markets flowing in with global brands and a Indianiased  Mtv playing day and night on the television we were in a hurry to catch up for the time lost in speculation.

With the entry of IT sector in the late 90s and a boom in the 2000s the purchasing power of Indians increased in leaps and bounds. Today India stands as the 5th largest in retail industry. A nation with a population of 35% less than the age of 20 and soon be joining work force the future of retail Industry is golden.But this unprecedented growth has brought in a lot of complexities along. The country is still far from having the Infrastructural, tax structure to back up the same.

But my concern is whether the youth is matured enough to absorb the change. We are still a nation in transit not only in terms of economy but socio-cultural values. With a country still fighting poverty, farmer-suicide, dowry and female feticide the brands though doing well still are bringing a lot of complex problems along.
The parity of the income amongst different classes and is leading to a kind of complex situation which is and will prove fatal. While only a part of the population enjoying the cream portion the rest still struggling to make the two ends meet is not healthy for any society.

A country where supposedly public-smoking a punishable offense and drinking and pub hopping eyed as something not very moral we are from being open.The youth mesmerized by the shine of the malls and multiplexes still are caught between the socially accepted rules and a life they look for. For our politicians and some people who had voluntarily taken up the role of moral policing has made things worse.  A country hyped over IPL (an expensive affair) we can afford and dancing at discotheques gulping down tequila shots we have a long way to go.

This situation reminds of Louis CK saying “Everything is amazing but no one is happy” state. It’s a sate so favorable for the “Consumerism” to be on triumph but are we heading towards a state where our nation will fall from the state of worse to worst because we need Citizens not consumers and that one day we might have to think as famous American novelist Chuck Palahniuk had said “We're consumers. We are by-products of a lifestyle obsession. Murder, crime, poverty, these things don't concern me. What concerns me are celebrity magazines, television with 500 channels, some guy's name on my underwear. Rogaine, Viagra, Olestra...

Tuesday, September 4, 2012

Journey Begins


Its 3:40 am in my homeland I am sitting in a lounge in transit half sleepy ,tired exhausted when I could have easily slept in my cozy bed in Kolkata no I am not here on a business trip or a client onsite .Its a trip on which  I have spent most of my savings it’s a  self-paid trip in quest for knowledge. I am 27 years 7 months and few days old and I don’t know what would you say I am old or young my mother says I am still young for some people I am already of age where I should be getting ready to  reproduce coz I am on the threshold of getting too old to give birth to healthy offspring. So now coming back to the reason what made me not take a home loan or a small car and live a happy content life It lies in the fact that How I treat life.
I am a woman with loads of tantrums Life hardly makes me content but then I had been a all smiling happy person throughout my life. Born a woman in a small town in an ordinary middle class family I hardly had exposure to the outside world never been to any of the esteemed school or given a proper kind of guidance and I never was happy I complained all the time and as slowly I grew up from this little girl who would actually declare in her girls group at the age of 15 that’s its ok to have sex before marriage if you are aware of the consequences  which made me almost an outcast J. I was rebuked by my peers for wearing sleeveless top to college and talking in English yes that’s true. Nothing  has changed no matter what we scream or shout woman has some definite decorum to maintain and that been there for centuries  workplace was not much better coz no matter where u work  the people define the workplace being a woman wanting indefinite freedom I suffered there to being constantly eyed as an outcast or rather Rebel  not everyone was bad some were confused I still remember people not understanding my reasons for not putting vermillion or being religious.
I know my society calls me Extravagant because I take men as equal not as a money lending machine I am not a bra burning feminist because I can’t carry a 30 kilo baggage a guy does or stop tears when seeing an emotional movie. My only fault is that I can’t just be instructed to do things .I  still don’t  understand the point of woman depending on the opinion of husbands to choose their wardrobe or do things. I feel funny when people say your husband ALLOWED you to do something?  I guess vice versa is true guys would know better .Yes I am an extravagant woman because I still watch super hero movies with same enthusiasm and love buying electronic gadgets over ornaments and make up I still want to look good in my mirror so that I feel confident when I walk down the street I don’t curse my in-laws day in day out because I have better work to do rather interfere in their lives and wear a saree to their place because acceptance should come for the way you are.

Life is a journey and I want to live it like the way I want to not by what society has decided for me.I am a coward because I couldn’t fight any longer.  I felt like a that tree which was outgrowing in that small pot and needed to be moved to a place where it can spread its roots. 

So here I am sitting on the 9th floor of an apartment pouring my heart out while my potatoes are struggling in the pressure cooker. I know there are many extravagant men and woman out there trying to break free. No matter how much you claim being Different is normal because we all are but the society grills us to make us a herd of cattle and in that process we are long dead before we actually are.

I am here again on a voyage and I am lucky enough to be the captain of my ship ready to face the open sea.

Thursday, May 10, 2012

Stocks:The Very Basics

(Original Source)
It might have happened so many times when one of your friend or colleague discussed how he had managed to reap an enormous amount of
money by selling the stocks and that left you wondering what business  acumen he has that you don't have. Some of the risk averters and
conservative amongst us would think that why gamble with the hard earned money.

A decade back ‘stocks’ and ‘dividends’ were no less than exotic terms  for common employed people like us. However, the ever increasing
Internet penetration and the advances in trading technology excites  many among us to strike gold overnight by investing in stocks. The
chats at the office cafeterias and tea stalls and taking volunteered suggestions have led to many disastrous investments, and ultimately
leading to a wrong notion about this Financial Instrument.

However, proper knowledge and understanding of the instrument is as important as any skillful job requires.  My intention with this post is to give some basic idea about Stocks for novice looking for some layman explanations.

Stocks:  Going by definitions, buying stocks is getting a share of the ownership of a company. Shares, equity or stocks are used for the same thing. Now question is “I am a shareholder, what is mine?”  The answer is you have a claim on its "Assets" and "Earnings".

My Ownership: Now you have a share means you are amongst the many  other owners (shareholders) of the company.

That doesn’t mean you will start day dreaming of asking Vijay Mallya sending one of his calendar girls at your service if you have bought a Kingfisher share. The shareholders of a public company do not have a say in the day-to-day activities of a company. But that shouldn't upset you because as a shareholder you are not supposed to work to make those bucks rather you are entitled to the profits and assets. Profits are at times paid out as dividends, while the assets only comes into picture when the company goes for a bankruptcy where you as  a shareholder will receive what is left after all the creditors have been paid off.

The company has gone for bankruptcy filing, will the bank seize all my accounts? The answer is big ‘NO’. The beauty is, as an owner of a stock you are not liable if the company is not able to pay its debts.

Now answering the most obvious question “Why does the company needs me to buy stocks, and share its hard earned profit with me?” The answer is simple, Where does the company go when it needs to raise money? It can  either borrow or raise it by selling a part of it which is known
as ‘’Issuing stocks”.

Now comes the bad news “What are the risks?” The company is not obligated to pay dividends and without them the only way an investor can earn is through its appreciation in the open market. On the flip side, any share may go bankrupt and in that case your investment is gone.

I hope to have answered few of the very basic questions of the budding trader inside you.